After dealing with your creditors for quite some time now I'm pretty sure that you are ready to finally have these people paid off for good.
I'm sure that you have seen bankruptcy as an option in your mind at this point. You have heard all kinds of different things about filing for bankruptcy and I am sure you aren't sure about the process. The bankruptcy process is relatively simple and there is a lot of paperwork involved.
I'm sure you don't want to be dealing with the creditors and cold calls for the rest of your natural born life. When you file for bankruptcy you have options to choose from. You can either file for chapter 7 bankruptcy or chapter 13 bankruptcy.
When filing for chapter 7 bankruptcy all of the creditors are pretty much wiped out from your list of obligations. You don't have the option of keeping credit cards because the whole point of getting you out of debt is to remove all available sources that might get you back into debt.
This process takes about four months. All you simply do is to file the paperwork and wait for your day to go to court. When you get to the court you are only asked a couple questions which takes about five minutes or so. Chapter 13 is very similar but the difference is that you will be making payments over the next 3 to 5 years.
The difference between chapter 7 and chapter 13 is that if you filed for chapter 13 you can still keep your home. When you file for chapter 7 you don't have the option of keeping a big property like a house. You can still keep your vehicle though when you file for chapter 7 bankruptcy.
You can see that bankruptcy can help you get out of debt in more than one way. Year after year the rules are changing and more people are finding out that are not able to file for bankruptcy. The sooner you get this out of the way the better off you will be.
Now that you have read this article I'm sure you realize you must Click This Link to get your hands on the only proven method to help you take the first step in Getting Out Of Debt
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